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Development Finance
Few brokers or consultants have specialists in this sector as the lending is as diverse as the industry itself; At 3D not only do we specialise in Development Finance but to ensure our clients stay ahead of regulations and can compete with the big companies, we have our own in-house Code for Sustainable Homes assessor.
Our clients are already benefiting from this service, if you want to know more about The Code please follow the link to our dedicated and informative Code website at www.3deco.co.uk.
If you are a new or an experienced developer, we know the key is maximising profit backend, whilst giving you the flexibility to keep working. We prides ourselves on working with developers to ensure that sites permitting they are never idle waiting for previous sites to sell.
Terms are varied but can include lending on “hope value” and part completed developments, however it is favourable to make contact early in the proceeding to enable us to structure the lending to your requirements.
Other loan features available
Roll Up of interest – reduced monthly or quarterly liability
GDV Lending – Allowing your contribution in front end again reducing the overall rolled liability and maximising profit
High LTVs – up to 100% in extreme cases, however great terms can be achieved at 70% of site value with 100% of development costs
Build cost includes – We will ask that you include all costs such as professional fees, stamp duty, planning costs, and living expenses in your build costs, thus increasing your overall loan (if required).
Rate – Dependant on circumstances, however Lynne has the experience, the buying power and the contacts that ensure that the rate coupled with the terms offered are right for you
Hassle free – Help with initial configuration and monitoring during draw downs, so that you never suffer the frustrations of funding again
Other services available to maximise profit
Help with planning
Code for Sustainable Homes Assessments
Help sourcing build contracts
Land acquisition/sale
Carbon Neutral/Eco Build
Disposal
General advice
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